RupeePilot privacy policy
Privacy Policy
RupeePilot – EMI, SIP, Tax & GST Calculator (AI)
Effective Date: [Insert Date]
Developer: MALKARI TECHNOLOGIES
App Package: in.malkari.rupeepilot
Contact Email: malkaritek@gmail.com
1. Introduction
RupeePilot (“we”, “our”, or “us”) respects your privacy and is committed to protecting your information.
This Privacy Policy explains how information is collected, used, and protected when you use the RupeePilot mobile application (“App”).
RupeePilot is an educational financial calculator app designed for planning and informational purposes only.
2. Information We Collect
A. Personal Information
RupeePilot does not require account registration.
We do not directly collect:
Name
Phone number
Email address
Aadhaar
PAN
Bank account details
B. Financial Input Data (Local Storage Only)
The App allows users to enter financial inputs such as:
Loan amount
Income
Investment amount
Tax details
Retirement goals
This information:
Is stored locally on your device (via SharedPreferences)
Is not uploaded to our servers
Is not shared with third parties
Users can clear stored data from the Settings page.
C. AI Assistant Data (Groq API)
When using:
Ask Finance AI
AI Goal Planner
AI Insights
Your query text is securely sent to a third-party AI service (Groq API) to generate a response.
We do not:
Permanently store AI prompts
Associate prompts with personal identity
Build user profiles
Groq processes data according to its own privacy standards.
D. Advertising Data (Google AdMob)
RupeePilot uses Google AdMob to display advertisements.
AdMob may collect:
Device identifiers (Advertising ID)
IP address
Approximate location
Device information
Usage data
Interaction with ads
This information is used for:
Serving personalized or non-personalized ads
Fraud prevention
Ad performance measurement
For more information, see:
Google Privacy Policy:
https://policies.google.com/privacy
You may reset or disable personalized ads in your device settings.
E. Automatically Collected Information
Through third-party SDKs (Google Mobile Ads), limited technical data may be collected such as:
Device model
OS version
App version
Crash logs (if applicable)
This helps improve app stability and performance.
3. How We Use Information
We use collected information to:
Perform financial calculations
Provide AI-generated educational responses
Improve app functionality
Serve advertisements
Maintain security and prevent misuse
4. Data Storage & Security
User-entered financial data is stored locally.
We do not operate our own backend servers.
API calls are secured via HTTPS.
We do not sell user data.
However, no digital system is 100% secure.
5. Third-Party Services
RupeePilot integrates:
Google AdMob (Advertising)
Groq API (AI response generation)
Flutter/Dart libraries
Each third-party service operates under its own privacy policy.
6. Children's Privacy
RupeePilot is not directed at children under 13 years of age.
We do not knowingly collect personal information from children.
If a parent or guardian believes that a child has provided personal information, please contact us and we will take appropriate action.
7. Your Rights & Choices
You may:
Reset advertising ID in device settings
Disable personalized ads
Clear stored data from app settings
Uninstall the application at any time
8. Data Retention
Local calculation data remains until deleted by the user.
We do not maintain centralized user databases.
9. Disclaimer
RupeePilot is an educational financial planning tool.
It does not:
Provide personalized financial advice
Recommend specific securities or investments
Guarantee returns
Users are encouraged to consult licensed financial professionals before making financial decisions.
10. Changes to This Policy
We may update this Privacy Policy from time to time.
Updates will be reflected by revising the Effective Date above.
Continued use of the App constitutes acceptance of the updated policy.
11. Contact Information
For questions regarding this Privacy Policy:
MALKARI TECHNOLOGIES
Email: malkaritek@gmail.com