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Privacy Policy for StudyPlan AI

Last updated: March 2026

StudyPlan AI respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how the application collects, uses, and protects your information.

1. Information We Collect

StudyPlan AI primarily operates as an offline-first application. Most study data is stored locally on the user's device.

The app may store the following information locally:

Study schedules
Study tasks and subjects
Focus session history
Study analytics data
App preferences and settings

This information remains on the user's device and is not automatically transmitted to external servers.

2. AI Feature Data Processing

StudyPlan AI includes optional AI-powered coaching features.

When AI analysis is used, the app may send limited summarized study data to an AI processing service in order to generate study insights or suggestions.

Examples of data that may be processed:

aggregated study hours
subject distribution
planner summaries
focus session statistics

This data is used only for generating study insights and is not used to identify users.

3. Data Storage

Most application data is stored locally on the user's device using a local database.

The app does not maintain a central account system or cloud profile for users.

4. Internet Permissions

The app may use internet access for:

AI coaching requests
sharing study reports
downloading application updates

Internet access is not required for core planning features.

5. Notifications

StudyPlan AI may send local notifications to remind users about scheduled study sessions.

These reminders are generated locally on the device and are not sent through external messaging services.

6. Third Party Services

The application may use third-party services to provide certain features, such as AI-powered analysis.

These services process only limited summarized data required for generating study insights.

7. Children's Privacy

StudyPlan AI is designed for students but does not knowingly collect personal information from children under 13.

If you believe that a child has provided personal information, please contact us so that we can remove it.

8. Data Security

We take reasonable steps to protect user data. Since most information is stored locally on the device, users retain control over their study data.

However, no method of electronic storage or transmission is completely secure.

9. Changes to This Privacy Policy

This Privacy Policy may be updated from time to time.

Updates will be reflected on this page with the updated date.

10. Contact

If you have any questions regarding this Privacy Policy, you may contact:

Email: malkaritek@gmail.com
Website: https://malkari.in

Privacy Policy

RupeePilot – EMI, SIP, Tax & GST Calculator (AI)

Effective Date: [Insert Date]
Developer: MALKARI TECHNOLOGIES
App Package: in.malkari.rupeepilot
Contact Email: malkaritek@gmail.com

1. Introduction

RupeePilot (“we”, “our”, or “us”) respects your privacy and is committed to protecting your information.

This Privacy Policy explains how information is collected, used, and protected when you use the RupeePilot mobile application (“App”).

RupeePilot is an educational financial calculator app designed for planning and informational purposes only.

2. Information We Collect

A. Personal Information

RupeePilot does not require account registration.
We do not directly collect:

Name
Phone number
Email address
Aadhaar
PAN
Bank account details

B. Financial Input Data (Local Storage Only)

The App allows users to enter financial inputs such as:

Loan amount
Income
Investment amount
Tax details
Retirement goals

This information:

Is stored locally on your device (via SharedPreferences)
Is not uploaded to our servers
Is not shared with third parties

Users can clear stored data from the Settings page.

C. AI Assistant Data (Groq API)

When using:

Ask Finance AI
AI Goal Planner
AI Insights

Your query text is securely sent to a third-party AI service (Groq API) to generate a response.

We do not:

Permanently store AI prompts
Associate prompts with personal identity
Build user profiles

Groq processes data according to its own privacy standards.

D. Advertising Data (Google AdMob)

RupeePilot uses Google AdMob to display advertisements.

AdMob may collect:

Device identifiers (Advertising ID)
IP address
Approximate location
Device information
Usage data
Interaction with ads

This information is used for:

Serving personalized or non-personalized ads
Fraud prevention
Ad performance measurement

For more information, see:

Google Privacy Policy:
https://policies.google.com/privacy

You may reset or disable personalized ads in your device settings.

E. Automatically Collected Information

Through third-party SDKs (Google Mobile Ads), limited technical data may be collected such as:

Device model
OS version
App version
Crash logs (if applicable)

This helps improve app stability and performance.

3. How We Use Information

We use collected information to:

Perform financial calculations
Provide AI-generated educational responses
Improve app functionality
Serve advertisements
Maintain security and prevent misuse

4. Data Storage & Security

User-entered financial data is stored locally.
We do not operate our own backend servers.
API calls are secured via HTTPS.
We do not sell user data.

However, no digital system is 100% secure.

5. Third-Party Services

RupeePilot integrates:

Google AdMob (Advertising)
Groq API (AI response generation)
Flutter/Dart libraries

Each third-party service operates under its own privacy policy.

6. Children's Privacy

RupeePilot is not directed at children under 13 years of age.

We do not knowingly collect personal information from children.

If a parent or guardian believes that a child has provided personal information, please contact us and we will take appropriate action.

7. Your Rights & Choices

You may:

Reset advertising ID in device settings
Disable personalized ads
Clear stored data from app settings
Uninstall the application at any time

8. Data Retention

Local calculation data remains until deleted by the user.
We do not maintain centralized user databases.

9. Disclaimer

RupeePilot is an educational financial planning tool.

It does not:

Provide personalized financial advice
Recommend specific securities or investments
Guarantee returns

Users are encouraged to consult licensed financial professionals before making financial decisions.

10. Changes to This Policy

We may update this Privacy Policy from time to time.

Updates will be reflected by revising the Effective Date above.

Continued use of the App constitutes acceptance of the updated policy.

11. Contact Information

For questions regarding this Privacy Policy:

MALKARI TECHNOLOGIES
Email: malkaritek@gmail.com

Privacy Policy for AI Cup

Effective Date: 27 February 2026
Developer: Malkari
App Name: AI Cup

AI Cup ("we", "our", or "us") respects your privacy. This Privacy Policy explains how information is collected, used, and protected when you use our mobile application.

1. Information We Collect

a) Personal Information

AI Cup does not directly collect personal information such as:

Name
Email address
Phone number
Home address

b) User-Generated Content

The app may store:

Custom recipes created by users
Saved/bookmarked recipes

This data is stored locally on your device using secure local storage (SharedPreferences).
We do not upload or store this data on our servers.

c) AI Requests

When using:

“Build My Brew”
“Chat”

Your recipe preferences and prompts are sent to a third-party AI provider (Groq API) to generate responses.

We do not permanently store these prompts on our servers.

d) Advertising Data (AdMob)

AI Cup uses Google AdMob to display ads.

AdMob may collect:

Device identifiers
Advertising ID
IP address
Usage data
Approximate location

This data is used to:

Serve personalized or non-personalized ads
Improve ad relevance
Prevent fraud

For more details, see:
https://policies.google.com/privacy

2. How We Use Information

We use information to:

Generate AI-powered recipes
Display ads
Improve app performance
Fix bugs and crashes

3. Third-Party Services

AI Cup uses the following third-party services:

Google AdMob (Advertising)
Groq API (AI recipe generation)
Flutter/Dio networking libraries

These services may collect and process data according to their own privacy policies.

4. Data Storage

Saved recipes and custom recipes are stored locally on your device.
We do not maintain user accounts.
We do not operate our own data collection servers.

5. Children's Privacy

AI Cup is not directed toward children under 13.

We do not knowingly collect personal information from children.

If you believe a child has provided information, please contact us and we will take appropriate action.

6. Data Security

We take reasonable measures to protect data stored locally on your device. However, no system can be guaranteed 100% secure.

7. Your Choices

You may:

Clear app data from device settings
Reset advertising ID
Opt-out of personalized ads via device settings

8. Changes to This Privacy Policy

We may update this policy from time to time. Updates will be reflected by revising the “Effective Date” above.

9. Contact Us

If you have questions about this Privacy Policy, contact:

Email: malkaritek@gmail.com
Website: https://malkari.in

Privacy Policy

Effective Date: 23 February 2026
App Name: ExpiryGuard
Package Name: in.malkari.expiryguard

ExpiryGuard is an offline-first mobile application designed to help users track product expiry dates and receive reminders. Your privacy is important to us. This Privacy Policy explains how information is handled within the app.

1. Data Collection Overview

ExpiryGuard does not require account registration.
ExpiryGuard does not collect or store personal data on any remote server.

All user data is stored locally on the user’s device.

2. Information Stored on Your Device

The following data may be stored locally on your device:

Product name
Barcode
Expiry date
Category
Quantity
Notes
Product images (if captured)
Reminder settings
Usage status
Backup JSON files (if exported)

This information:

Is stored using an on-device database (Isar).
Is not transmitted to any external server controlled by the developer.
Can be exported or imported manually by the user.

3. Barcode Scanning & Product Lookup

When a barcode is scanned:

The barcode number may be sent to Open Food Facts to retrieve product information.
No personal data is sent.
Only the barcode number is transmitted for lookup.
If a product match is found, the product name may be auto-filled.

ExpiryGuard does not control how Open Food Facts processes data. Please review their privacy policy for more details.

4. OCR (Text Recognition)

ExpiryGuard uses Google ML Kit for on-device text recognition.

Images used for OCR are processed locally on the device.
ExpiryGuard does not upload captured images to any server.
Extracted text remains on your device.

Google ML Kit may process data according to Google’s SDK terms. Please review Google’s privacy documentation for more details.

5. Notifications

ExpiryGuard schedules local notifications to remind users before product expiry.

Notifications are generated locally.
No cloud messaging service is used.
Reminder timing is configurable by the user.

6. Backup & Restore

Users may export their data to a JSON file.

Backup files are stored locally on the device.
Users are responsible for managing exported files.
The developer does not receive or store backup data.

7. Advertising (AdMob)

ExpiryGuard displays App Open Ads through Google AdMob.

AdMob may collect:

Device identifiers
Advertising ID
IP address
Usage data
Cookies or similar tracking technologies

This data collection is handled directly by Google AdMob and is governed by Google’s Privacy Policy.

ExpiryGuard does not directly collect or store advertising data.

Users can manage ad personalization through their device’s advertising settings.

8. Permissions Used

ExpiryGuard may request the following permissions:

Camera (for barcode scanning and OCR)
Storage/Photos access (for selecting or saving product images)
Notification permission (for reminders)
Internet access (for barcode lookup and ads)

Permissions are used strictly for app functionality.

9. Data Sharing

ExpiryGuard does not sell, trade, or share user data.

Data may be processed by:

Google AdMob (advertising)
Open Food Facts (barcode lookup)
Google ML Kit (text recognition SDK)

No personal user database is maintained by the developer.

10. Data Security

All inventory data is stored locally on your device.

Users are responsible for:

Device security
Backup file handling

ExpiryGuard does not provide remote recovery of lost data.

11. Children’s Privacy

ExpiryGuard is not directed toward children under 13.
The app does not knowingly collect personal information from children.

12. Changes to This Policy

This Privacy Policy may be updated periodically. Updates will be reflected by revising the “Effective Date” above.

13. Contact

If you have any questions regarding this Privacy Policy, you may contact:

Malkari Technologies
Email: malkaritek@gmail.com

Privacy Policy for TriVita

Effective Date: 15 February 2026
App Name: TriVita – Body. Mind. Soul. In Sync.
Developer: Malkari Technologies
Location: Hyderabad, India
Contact Email: malkaritek@gmail.com
Website: https://malkari.in

1. Introduction

TriVita is a productivity and wellness application designed to help users keep their Body, Mind, and Soul in sync through recurring habits and tasks.

This Privacy Policy explains how TriVita collects, uses, stores, and protects information when you use the app.

TriVita is built with a privacy-focused approach. Most user data is stored locally on your device and is not shared with the developer.

By using TriVita, you agree to the terms described in this Privacy Policy.

2. Information We Collect

2.1 Information You Provide

TriVita allows you to create and store:

Task titles and descriptions
Categories (Body, Mind, Soul, etc.)
Recurrence settings
Reminder times
Completion logs
App preferences and theme settings
Optional questions submitted to the AI Coach

This data is stored locally on your device using Hive database and is not automatically transmitted to our servers.

2.2 AI Coach Feature

When you use the TriVita Coach and tap “Generate Report”:

Selected data is sent securely to a third-party AI service provider (Groq API) to generate your report.
You control what is shared:
- Share only aggregate analytics
- Or include task titles (optional setting)

AI reports are generated only when you explicitly request them.

Your Groq API key is stored securely using encrypted secure storage and is not publicly exposed.

We recommend reviewing Groq’s Privacy Policy for information about how they process data.

2.3 Advertising

TriVita displays advertisements using Google Mobile Ads (AdMob).

AdMob may automatically collect and process certain information, including:

Advertising ID
Device identifiers
IP address
Device information
App interaction data related to advertisements

This information may be used to:

Display advertisements
Measure ad performance
Deliver personalised or non-personalised ads
Prevent fraud

TriVita does not directly access, collect, or store your Advertising ID. Advertising-related data is handled by Google according to Google’s Privacy Policy.

You can manage ad personalisation in your device settings.

For more information, please review:
https://policies.google.com/privacy

2.4 Notifications

TriVita uses local device notifications to remind you about scheduled tasks.

Notifications are scheduled and managed locally on your device.
Reminder data is not transmitted to external servers.

2.5 Backup and Restore

If you export data:

JSON or CSV files are generated locally.
Files are shared only when you choose to share them.

If you import data:

Files are processed locally on your device.
No data is automatically uploaded to any cloud service.

2.6 Permissions Used

TriVita may request the following permissions:

Notifications – To send scheduled reminders
Storage/File Access – To export or import backup files
Internet – Required for AI report generation and ad loading
Advertising ID (via AdMob SDK) – Used for advertising purposes

Permissions are used only for the features described in this policy.

3. How We Use Information

Information is used to:

Track habits and recurring tasks
Calculate completion rates and streaks
Generate Sync Score and analytics
Produce AI-based coaching reports (when requested)
Display advertisements
Enable backup and restore functionality

We do not sell, rent, or trade your personal data.

4. Data Storage

Task and completion data is stored locally on your device.
Secure storage is used for sensitive keys.
No account registration is required.
No mandatory cloud sync is implemented.

You are responsible for maintaining backups if you uninstall the app or change devices.

5. Data Sharing

TriVita does not share personal task data with the developer.

Data may be processed by third-party services only when necessary:

Groq API – For generating AI Coach reports (only when requested)
Google AdMob – For displaying and managing advertisements
Platform services – Required for app functionality

We do not control how third-party providers process data. Please review their respective privacy policies.

6. Data Security

We take reasonable technical and organisational measures to protect your information.

Since most data is stored locally, device-level protections (such as PIN, password, or biometric lock) also help secure your information.

7. Children’s Privacy

TriVita is not specifically directed at children under 13 years of age. We do not knowingly collect personal information from children.

If you believe that a child has provided personal information, please contact us.

8. Your Rights and Controls

You can:

Edit or delete tasks at any time
Disable AI data sharing
Export and delete your data
Uninstall the app to remove stored data
Control personalised advertising in device settings

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be reflected by updating the Effective Date above.

We encourage users to review this page periodically.

10. Contact Us

If you have any questions about this Privacy Policy, please contact:

Malkari Technologies
Hyderabad, India
Email: malkaritek@gmail.com
Website: https://malkari.in

Privacy Policy for TankPe

Effective Date: 15/02/2026
Developer: Malkari Technologies
Website: https://malkari.in
App Name: TankPe – Every Fill. Fully Tracked.

Package ID: in.malkari.tankpe

1. Introduction

TankPe (“the App”) is a local-first fuel and mileage tracking application developed by Malkari Technologies. This Privacy Policy explains how information is handled when you use TankPe.

TankPe is designed with a privacy-first approach. Your fuel logs and vehicle data are stored locally on your device and are not required to be uploaded to any cloud service.

By using TankPe, you agree to the practices described in this Privacy Policy.

2. Information We Collect

2.1 Information You Provide

TankPe allows you to enter and store:

Vehicle details (name, type, fuel type)
Odometer readings
Fuel volume, amount, rate
Fuel station name
Personal/business tags
Full-tank indicators
Notes related to entries

This data is stored locally on your device using SQLite and is not automatically transmitted to our servers.

2.2 Camera & Image Access (OCR Feature)

TankPe may request access to:

Camera
Photo gallery/storage

These permissions are used only when you choose to use the OCR (text recognition) feature to capture fuel receipt or meter details.

Images are processed locally using Google ML Kit Text Recognition.
Images are not uploaded to our servers.
We do not store images unless you explicitly choose to do so.

2.3 Advertising (Google AdMob)

TankPe uses Google Mobile Ads (AdMob) to display non-intrusive banner advertisements.

AdMob may collect:

Device identifiers
Advertising ID
IP address
Basic device and usage data

This data is collected and processed by Google in accordance with their privacy policies.

For more information, please review:
https://policies.google.com/privacy

You can control personalized ads through your device’s ad settings.

3. How We Use Information

Information stored in TankPe is used to:

Calculate mileage (accurate and approximate)
Generate dashboard analytics
Track fuel costs and trends
Export logs (CSV)
Create backups (JSON)
Restore data upon user request

We do not sell, rent, or share your personal vehicle data with third parties.

4. Data Storage

All fuel logs and vehicle information are stored locally on your device.
No account creation is required.
No mandatory cloud sync is implemented.
Users can export and import backups manually.

You are responsible for maintaining backups if you uninstall the app or change devices.

5. Data Sharing

TankPe does not share your personal vehicle logs with the developer or third parties.

However, third-party services used in the app may collect limited data:

Google AdMob (Advertising)
Google ML Kit (On-device text recognition library)

We do not control how third-party SDK providers process data. Please refer to their respective privacy policies.

6. Permissions Used

TankPe may request the following permissions:

Camera – For OCR receipt scanning
Storage / Media Access – For selecting images and exporting backups
Internet – For loading advertisements

Permissions are only used for the features described above.

7. Data Security

We take reasonable technical measures to protect user data. Since all primary data is stored locally on your device, security depends partly on your device’s protection (PIN, password, biometric lock).

8. Children’s Privacy

TankPe is not directed toward children under 13 years of age. We do not knowingly collect personal information from children.

If you believe a child has provided information through this app, please contact us.

9. Your Choices and Controls

You can:

Delete individual logs
Soft delete with undo
Export your data
Fully remove data by uninstalling the app
Reset advertising preferences in device settings

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Updates will be reflected by revising the “Effective Date” at the top of this page.

We encourage users to review this page periodically.

11. Contact Us

If you have questions about this Privacy Policy, please contact:

Malkari Technologies
Website: https://malkari.in
Email: malkaritek@gmail.com

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